At Indiana Business Bank, your account information is protected by encryption and secure firewalls.
Sensitive Data is encrypted as it travels to and from your PC. Encryption is accomplished through "Secure Sockets Layer," the de facto standard for data encryption on the Internet. This means your sensitive financial information cannot be deciphered by unauthorized individuals.
Access IDs and passwords are stored in a protected, secure environment, isolated from the Internet, where they can never be accessed or downloaded by anyone on the Internet. In addition, because passwords can vary and are a minimum of six characters, the chance of randomly guessing a password is less than one in 1,000,000,000,000. (That's 1,000 billion!)
Our online banking system does not connect directly to the Internet. It is protected by "firewalls" -- a software and hardware product that defines, controls and limits the access that "outside" computers have to the Bank's computer. This firewall subscribes to the standards set by the NCSA (National Computer Security Association). In other words, use of the firewall allows only authenticated Bank customers or administrators to send or receive transactions through it.
We provide continuous monitoring and auditing of all transactions originating from or outbound to the Internet. We operate with all the rules and regulations of banking and bank security as set forth by the Federal Deposit Insurance Corporation (FDIC) and the Indiana Department of Financial Institutions. We are committed to working with our communications providers to produce the safest operating environment possible for our customers and will take advantage of evolving security enhancements.