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Deposit Account Fees   ATM Withdrawals No Fee Check Card Replacement $5.00 (after first replacement) Online Bill Payment No Fee Stop Payments $26.00 (online $21.00) ACH Items (Initiated by Indiana Business Bank)    Incoming (credit) transactions $0.00    Outgoing (debit) transactions $0.08 Wire Transfers    Incoming Transfers $5.00    Outgoing Transfers - Domestic $15.00    Outgoing Transfers - International $50.00 Non-sufficient funds $27.00 Overdraft Fees $5.00 (Daily fee after account is overdrawn for six consecutive days) Return Deposit Item Fee $7.00 Cashier's Checks $5.00 Money Orders $3.00 Research $20.00 per hour Courier Pickup $8.00 (See account officer for details.) Change Order $3.00* * Effective July 1, 2008