Checking Accounts

Whether you write a lot of checks or a just a few, prefer a small balance or a large one, we have a checking plan that fits your lifestyle.

Personal Checking
Interest Checking
Professional Checking

All checking accounts include the following array of convenient features:

• FREE Personal Online Banking: Use your computer day and night for free access to all your accounts
• FREE Online Bill Pay: Pay bills from the comfort of your home or anywhere that's convenient for you
• FREE ATM Use: Use any ATM machine at any location and we will rebate any charges incurred using your Indiana Business Bank Visa Gold Checkcard
• Linked Acounts: All accounts can be linked to an Indiana Business Bank Money Market Account that pays you interest and reduces your chances of overdrawing your account
• Direct deposit: Have your paychecks and other recurring deposits automatically deposited into your checking account
• Gold Visa CheckCard: Use it at ATMs or for purchases at millions of merchants
• Loan discounts*: Enjoy preferred loan rates when you set up automatic payments from your Indiana Business Bank checking account
• Cash Reserve**: Apply for a credit line to cover overdrafts in your checking account
• Savings overdraft protection: Set up your savings account to cover overdrafts in your checking account automatically
• Check Imaging*: View checks online or receive a reduced image of your cancelled checks along with your statement
• Check Safekeeping: Store images of cancelled checks at Indiana Business Bank for seven years (two free check copies per month)
• Electronic statements: Enjoy the convenience of receiving your monthly statement online
• Linked statements: Combine your different Indiana Business Bank checking, savings, money market and CD accounts into one monthly statement

*On most installment loans

**Subject to credit approval

Personal Checking Account

A FREE account, this checking option simply requires that you set up direct deposit of your paycheck or other regular monthly income. Offering the most features and benefits of any of our checking accounts, it's a great fit for anyone with access to direct deposit services.

Interest Checking Account

This full featured checking account pays you interest on the collected balance. Interest Checking is a great fit if you tend to keep a higher balance and want to help your money grow.

Professional Checking

You want every dollar working every day. Our same-day sweep account optimizes your cash automatically. This account uses your end-of-day collected balance to determine your daily sweep transactions, and then moves your funds accordingly. The result: more efficient, less time-consuming cash management.