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Checking Accounts


Whether you write a lot of checks or a just a few, prefer a small balance or a large one, we have a checking plan that fits your lifestyle.

Personal Checking
Interest Checking
Professional Checking

All checking accounts include the following array of convenient features:

  • FREE Personal Online Banking: Use your computer day and night for free access to all your accounts
  • FREE Online Bill Pay: Pay bills from the comfort of your home or anywhere that's convenient for you
  • FREE ATM Use: Use any ATM machine at any location and we will rebate any charges incurred using your Indiana Business Bank Visa Gold Checkcard
  • Linked Acounts: All accounts can be linked to an Indiana Business Bank Money Market Account that pays you interest and reduces your chances of overdrawing your account
  • Direct deposit: Have your paychecks and other recurring deposits automatically deposited into your checking account
  • Gold Visa CheckCard: Use it at ATMs or for purchases at millions of merchants
  • Loan discounts*: Enjoy preferred loan rates when you set up automatic payments from your Indiana Business Bank checking account
  • Cash Reserve**: Apply for a credit line to cover overdrafts in your checking account
  • Savings overdraft protection: Set up your savings account to cover overdrafts in your checking account automatically
  • Check Imaging*: View checks online or receive a reduced image of your cancelled checks along with your statement
  • Check Safekeeping: Store images of cancelled checks at Indiana Business Bank for seven years (two free check copies per month)
  • Electronic statements: Enjoy the convenience of receiving your monthly statement online
  • Linked statements: Combine your different Indiana Business Bank checking, savings, money market and CD accounts into one monthly statement

*On most installment loans

**Subject to credit approval

Personal Checking Account


Offering the most features and benefits of any of our checking accounts, it's a great fit for anyone with access to direct deposit services.  The account is FREE provided a minimum monthly balance of $1,000 is maintained.

Interest Checking Account


This full featured checking account pays you interest on the collected balance. Interest Checking is a great fit if you tend to keep a higher balance and want to help your money grow.

Professional Checking


You want every dollar working every day. Our same-day sweep account optimizes your cash automatically. This account uses your end-of-day collected balance to determine your daily sweep transactions, and then moves your funds accordingly. The result: more efficient, less time-consuming cash management.


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