Checking Accounts

Whether you write a lot of checks or a just a few, prefer a small balance or a large one, we have a checking plan that fits your lifestyle.

Personal Checking
Interest Checking
Professional Checking

All checking accounts include the following array of convenient features:

• FREE Personal Online Banking: Use your computer day and night for free access to all your accounts
• FREE Online Bill Pay: Pay bills from the comfort of your home or anywhere that's convenient for you
• FREE ATM Use: Use any ATM machine at any location and we will rebate any charges incurred using your Indiana Business Bank Visa Gold Checkcard
• Linked Acounts: All accounts can be linked to an Indiana Business Bank Money Market Account that pays you interest and reduces your chances of overdrawing your account
• Direct deposit: Have your paychecks and other recurring deposits automatically deposited into your checking account
• Gold Visa CheckCard: Use it at ATMs or for purchases at millions of merchants
• Loan discounts*: Enjoy preferred loan rates when you set up automatic payments from your Indiana Business Bank checking account
• Cash Reserve**: Apply for a credit line to cover overdrafts in your checking account
• Savings overdraft protection: Set up your savings account to cover overdrafts in your checking account automatically
• Check Imaging*: View checks online or receive a reduced image of your cancelled checks along with your statement
• Check Safekeeping: Store images of cancelled checks at Indiana Business Bank for seven years (two free check copies per month)
• Electronic statements: Enjoy the convenience of receiving your monthly statement online
• Linked statements: Combine your different Indiana Business Bank checking, savings, money market and CD accounts into one monthly statement

*On most installment loans

**Subject to credit approval

Personal Checking Account

Offering the most features and benefits of any of our checking accounts, it's a great fit for anyone with access to direct deposit services.  The account is FREE provided a minimum monthly balance of $1,000 is maintained.

Interest Checking Account

This full featured checking account pays you interest on the collected balance. Interest Checking is a great fit if you tend to keep a higher balance and want to help your money grow.

Professional Checking

You want every dollar working every day. Our same-day sweep account optimizes your cash automatically. This account uses your end-of-day collected balance to determine your daily sweep transactions, and then moves your funds accordingly. The result: more efficient, less time-consuming cash management.