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Home > Personal Banking > Savings Accounts

Savings Accounts


It's never too early to think about your retirement savings strategy or other financial goals. It's important to remember, the sooner you start laying the groundwork, the more time your money has to grow.

Indiana Business Bank offers savings accounts, money market accounts, CDs, and IRAs; each a powerful tool for building your nest egg.

Basic Savings

For short-term goals and emergencies, our Basic Savings account is an ideal fit if you want easy access to your money or want overdraft protection for your checking account.

Personal Money Market

Earn higher interest rates on larger balances with our Money Market Account and write up to three checks a month. A perfect match if you maintain balances of $2,500 or more.

Certificates of Deposit

When you invest in a certificate of deposit (CD), you invest your savings for a specific period of time and we guarantee your interest rate during this period. A CD is a great fit when you don't need immediate access to your funds and want a predictable rate of return. CDs are also FDIC-insured, providing you with added security.

Choose from a variety of certificate of deposit programs, rates and terms to satisfy your needs.

Individual Retirement Account CDs

IRAs are the mainstay for many retirement strategies. And by adding a fixed rate certificate of deposit to your plan, you can increase your savings with predictable interest earnings.

An IRA CD is FDIC-insured up to the applicable limits. We offer several IRA CD options with a variety of benefits.

All accounts are insured by the Federal Deposit Insurance Corporation.


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